Pet insurance

Emma's mum · 11-27-2012, 11:26 AM

Greetings from Idaho! It's been really cold here since after Thanksgiving but we love this time of the year and the kids are thrilled about being on Santa's good list so I can't complain. 😉

How does pet insurance sound? I am looking into getting one that also covers well vet visits and vaccinations, not just illnesses or accidents. Any recommendations? I barely know anyone with a pet insurance and no one actually gives good reviews so any thoughts or ideas will be helpful!

Also, I just took Emma in for her 8 week visit and she weighs 10 pounds, up about 3 pounds when we got her 2 weeks ago. How much do you think I should be feeding her now? She gets so distracted easily that its hard for her to stay focus on her food. I thought bassets love their food! Lol

Sent from my iPhone using Petguide.com Free App

Soundtrack · 11-27-2012, 12:52 PM

My take - if you might be faced with the possibility of having to put your dog down for a treatable injury or illness due to lack of funds, a carefully chosen insurance plan is a good idea.

OTOH, if you are able and have the discipline, I think it's better to "self-insure" by putting money away in a dedicated account in case of a true emergency.

It would seem to me that for routine visits and vaccinations it would be more economical to pay it yourself and eliminate the middle man.

I don't have insurance myself because with 11 dogs the cost of the premiums would quickly exceed the average emergency.

Emma's mum · 11-27-2012, 02:49 PM

Thanks soundtrack!

Sent from my iPhone using Petguide.com Free App

BubbaLeroy · 11-27-2012, 04:18 PM

If we had it to do over with Bogie I would have gotten pet insurance. We have had repeated costly vet bills with him. At 10 months totaly tore in half his ACL and had to have surgery repair. At 12 months swallowed a rock which lodged in his intestine and another surgery. At 1 and 1/2 years another swallowed rock that lodged and another surgery. At three years he was attacked by two pitt bulls and emergency vet care for twenty five sutured bite wounds and a broken leg. Last year he developed skin issues and staph infection with multiple vet visits.

Gosh, I know we sound like awful Basset parents with all that has happened to Bogie. We love him to death and he is the greatest , most lovable, and wonderful traveling campanion we have ever had. He just is one of those Bassets that things happen too. He is our second Basset and Bubba only had routine vet visits until we lost him to cancer when he was seven.

Things happen, you'll just have to decide what you can afford.

Emma's mum · 11-27-2012, 10:27 PM

Thanks bubbaleroy! Given basset pre-existing conditions, I am thinking if I should get one. Emma's only 8 weeks and already climbing up the stairs (new found ability today!) and she's pretty unstoppable! And she is into everything...I know it may be just the puppy phase but you never know. Let me read more about it.

Sent from my iPhone using Petguide.com Free App

Benson · 11-28-2012, 05:04 AM

We're in the UK, so insurance may differ. We got insurance from day one and with all of Benson's ailments it has paid for itself many times over. Even if we had put money aside, it still wouldn't have covered the costs. For our peace of mind, we wouldn't contemplate not getting it.

Austin&Jackson · 11-28-2012, 08:33 AM

We nearly lost Jackson within weeks of adopting him due to a fever that sprang up suddenly. It was heart wrenching to think that we might not be able to get him better just because we couldn't afford the vet bills. Unfortunately, we didn't have insurance at the time. We got right on it afterwards, though!! I like the peace of mind knowing that, if anything unforseen happens, it won't be finances that make the decision.

dreamons · 11-28-2012, 02:06 PM

Having 5 dogs insurance is way to expensive so we try to set money aside every month. Also have care credit with a high limit for an emergency.

Earl · 12-01-2012, 01:27 PM

Our greyhound, Hannah was clinically identified as having a mast mobile growth. It insured and company has been great with statements handling as she carries on with her chemotherapy therapies. I suggest pet insurance could be helpful.

Gus218 · 12-01-2012, 03:11 PM

I have 2 basset puppies. Gus is 9 months and Roscoe is 7 months and I have insurance on both. Go pet plan. I chose them because I know several people who have it and have used it with no problems. It is just for injury and illness. But if something happens I will be glad I have it I am sure.

Sent from my iPhone using Petguide.com Free App

11-27-2012, 11:26 AM	#1 (permalink)
Emma's mum Senior Member Join Date: Nov 2012 Posts: 121	Pet insurance Greetings from Idaho! It's been really cold here since after Thanksgiving but we love this time of the year and the kids are thrilled about being on Santa's good list so I can't complain. 😉 How does pet insurance sound? I am looking into getting one that also covers well vet visits and vaccinations, not just illnesses or accidents. Any recommendations? I barely know anyone with a pet insurance and no one actually gives good reviews so any thoughts or ideas will be helpful! Also, I just took Emma in for her 8 week visit and she weighs 10 pounds, up about 3 pounds when we got her 2 weeks ago. How much do you think I should be feeding her now? She gets so distracted easily that its hard for her to stay focus on her food. I thought bassets love their food! Lol Sent from my iPhone using Petguide.com Free App

11-27-2012, 12:52 PM	#2 (permalink)
Soundtrack Senior Member Join Date: Jul 2001 Location: Ottawa, Ontario, Canada Posts: 3,359	My take - if you might be faced with the possibility of having to put your dog down for a treatable injury or illness due to lack of funds, a carefully chosen insurance plan is a good idea. OTOH, if you are able and have the discipline, I think it's better to "self-insure" by putting money away in a dedicated account in case of a true emergency. It would seem to me that for routine visits and vaccinations it would be more economical to pay it yourself and eliminate the middle man. I don't have insurance myself because with 11 dogs the cost of the premiums would quickly exceed the average emergency. __________________ Rosie-Ch Soundtrack Cracklin' Rose CGN AGN RA Am RN TT Melody-Ch Soundtrack Unchained Melody TT Sailor-Ch Soundtrack Expedition Sailor RN TT Chili-Ch Soundtrack Spice Up Your Life Curry-Ch Soundtrack Canadian Brass Pepper-Ch Pennieslogon Living La Vida Loca CGN Vina-Ch Soundtrack Grand Illusion Leila-Ch Soundtrack Almost Paradise Deela-Ch Soundtrack Wink Of An Eye Hermione - Soundtrack Spellbound Eowyn - Soundtrack Rain Dance

11-27-2012, 04:18 PM	#4 (permalink)
BubbaLeroy Senior Member Join Date: Apr 2006 Location: Memphis, TN Posts: 1,390	If we had it to do over with Bogie I would have gotten pet insurance. We have had repeated costly vet bills with him. At 10 months totaly tore in half his ACL and had to have surgery repair. At 12 months swallowed a rock which lodged in his intestine and another surgery. At 1 and 1/2 years another swallowed rock that lodged and another surgery. At three years he was attacked by two pitt bulls and emergency vet care for twenty five sutured bite wounds and a broken leg. Last year he developed skin issues and staph infection with multiple vet visits. Gosh, I know we sound like awful Basset parents with all that has happened to Bogie. We love him to death and he is the greatest , most lovable, and wonderful traveling campanion we have ever had. He just is one of those Bassets that things happen too. He is our second Basset and Bubba only had routine vet visits until we lost him to cancer when he was seven. Things happen, you'll just have to decide what you can afford. __________________ You don't own a Basset, a Basset owns you!! Aroooooos from Bogie !! - Trumbull's Who's Teasin Bogart CGC- Born April 21, 2005 ATB: Bubba - (Trumbull's Surley It's Stormin Norman) Sept. 8, 1998 - Dec. 20, 2005

11-28-2012, 02:06 PM	#8 (permalink)
dreamons Senior Member Join Date: Oct 2010 Location: Laughlin, NV Posts: 761	Having 5 dogs insurance is way to expensive so we try to set money aside every month. Also have care credit with a high limit for an emergency. __________________ Maggie Mae- Basset Daisy Wiggles- Basset Yogi Titus- Puggle (He thinks he's a Basset) Carly Ann - Toy Poodle Copper -(Speed-bump) Basset Foster

12-01-2012, 01:27 PM	#9 (permalink)
Earl Junior Member Join Date: Dec 2012 Posts: 5	Our greyhound, Hannah was clinically identified as having a mast mobile growth. It insured and company has been great with statements handling as she carries on with her chemotherapy therapies. I suggest pet insurance could be helpful. __________________ age care facilities

11-27-2012, 02:49 PM	#3 (permalink)
Emma's mum Senior Member Join Date: Nov 2012 Posts: 121	Thanks soundtrack! Sent from my iPhone using Petguide.com Free App

11-27-2012, 10:27 PM	#5 (permalink)
Emma's mum Senior Member Join Date: Nov 2012 Posts: 121	Thanks bubbaleroy! Given basset pre-existing conditions, I am thinking if I should get one. Emma's only 8 weeks and already climbing up the stairs (new found ability today!) and she's pretty unstoppable! And she is into everything...I know it may be just the puppy phase but you never know. Let me read more about it. Sent from my iPhone using Petguide.com Free App

11-28-2012, 05:04 AM	#6 (permalink)
Benson Senior Member Join Date: Oct 2011 Location: WSM, UK Posts: 377	We're in the UK, so insurance may differ. We got insurance from day one and with all of Benson's ailments it has paid for itself many times over. Even if we had put money aside, it still wouldn't have covered the costs. For our peace of mind, we wouldn't contemplate not getting it.

11-28-2012, 08:33 AM	#7 (permalink)
Austin&Jackson Senior Member Join Date: May 2012 Posts: 132	We nearly lost Jackson within weeks of adopting him due to a fever that sprang up suddenly. It was heart wrenching to think that we might not be able to get him better just because we couldn't afford the vet bills. Unfortunately, we didn't have insurance at the time. We got right on it afterwards, though!! I like the peace of mind knowing that, if anything unforseen happens, it won't be finances that make the decision.

12-01-2012, 03:11 PM	#10 (permalink)
Gus218 Member Join Date: Sep 2012 Location: Ohio Posts: 61	I have 2 basset puppies. Gus is 9 months and Roscoe is 7 months and I have insurance on both. Go pet plan. I chose them because I know several people who have it and have used it with no problems. It is just for injury and illness. But if something happens I will be glad I have it I am sure. Sent from my iPhone using Petguide.com Free App

Remove Advertisements Sponsored Links
Basset Hound Forum Advertisement